Terms and Conditions for Subscription Planning

These terms govern your use of our subscription financial planning services. Please review them carefully before subscribing or using our website.

September 18, 2025

Acceptance of Terms

By accessing our website or subscribing to our service, you agree to be bound by these terms and any applicable policies referenced herein.

Definitions

Key terms used throughout these terms are defined below for clarity.

"Service" refers to the subscription-based financial planning offered by lugetloheeonatiam.com.

"User" means any person or entity accessing or using our website or service.

"Subscription" is the recurring payment agreement for ongoing planning support.

"Content" includes all material published on our website.

Service Usage

You may use the service for lawful purposes in accordance with these terms. Misuse or unauthorised use is prohibited.

Eligibility

Subscribers must be at least 18 years old and residents of Australia. By registering, you confirm you meet these criteria.

Service is not available to users outside Australia.

User Responsibilities

You are responsible for maintaining accurate information and compliance with all terms.

Provide true and complete contact and payment details.
Promptly update us with any changes to your information.
Abide by all applicable Australian laws and regulations.
Notify us immediately of any unauthorised use or security concerns.

Prohibited Uses

The following activities are strictly forbidden:

Using the service for unlawful purposes or to facilitate criminal activity.
Providing false information or impersonating another individual.
Attempting to gain unauthorised access to our systems or data.
Interfering with the website’s operation or security.
Using content for commercial purposes without consent.

Intellectual Property

All content, branding, and materials on this website remain the property of lugetloheeonatiam.com. Unauthorised use, reproduction, or distribution of any materials is prohibited.

User Content

Any information submitted by users must comply with these terms and applicable laws.

User Content Rights

By submitting content, you grant us a right to use it for service delivery purposes.

Privacy and Data Protection

We process your personal data in accordance with our Privacy Policy. Please review it for further information on your rights and our practices.

View Privacy Policy

Disclaimer of Warranties

Our service is provided as described, without warranties regarding specific results.

Important Disclaimer

Results may vary. Past performance does not guarantee future outcomes.

Limitation of Liability

We are not liable for any losses, damages, or claims arising from your use of the website or service.

Indemnification

You agree to indemnify us for losses resulting from your breach of these terms or misuse of the service.

Dispute Resolution and Governing Law

Disputes will be resolved under Australian law.

Arbitration

Disputes may be referred to binding arbitration in Australia.

You waive the right to pursue claims in other jurisdictions.

Online Dispute Resolution

You may submit disputes through recognised Australian Online Dispute Resolution platforms.

Submit an ODR request

Severability

If any part of these terms is invalid, remaining provisions remain in effect.

Entire Agreement

These terms, together with referenced policies, represent the full agreement between you and us.

Applicable Law

Australian law applies to these terms and all related matters.

Termination

We reserve the right to terminate access for breach of terms or unlawful activity.

Modifications

We may update these terms periodically. Continued use implies acceptance of changes.

Contact About Terms

For questions regarding these terms, please contact us.

Email address: content@lugetloheeonatiam.com

Phone: +61796381387

Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective date: September 18, 2025

Version: v3